Life and Risk Insurance: There when you and your family need it most

What is Life and Risk insurance? Simply, Insurance to cover you for: Death, Total and Permanent Disability, Trauma or Critical Illness and Income Protection.

An important consideration of any financial plan involves risk management. Have you considered what would happen if you couldn’t work for an extended period due to sickness, injury, or worse?

Could you or your family survive without its most important asset – you? Take a second to think how much you are worth to your family.

Would you be able to afford to retain your house? Worker's compensation only goes so far – what if something happens outside of work, or is health related?

You insure your car, your home and contents and you insure your fur babies. But have you considered what your most important asset is?

That’s right - you are your most important asset. Without you earning your income, you wouldn't be able to afford the things in life that you enjoy.

Insurance isn't for the overly cautious; it's for the realistic and sensible. It's all about peace of mind - if the unexpected happens you can still pay your home loan, put food on the table and continue to provide for your family. Think of life and risk.

Life is full of uncertainty, however, with some considered planning, you can at least financially prepare yourself for the unexpected, so you are ready to deal with any major and sudden change in your life - whenever it might happen.

Even if you have some cover inside your superannuation, do you know if that cover is enough? And, more importantly, do you know what you’re covered for?

if you ever need to make a claim, rest assured, we will be there to help you with the claims process so the process is easy for you and your family - so you can focus on getting back to health.

Contact us now to make sure that what's important to you is protected.

There are a number of ways that insurance can be more accessible to you - including holding some cover through superannuation so there's no additional strain placed on your household budget. Holding insurance inside superannuation can be a tax-effective method for owning Life and TPD insurance.

Can you afford not to?

You can access a range of insurance providers through our advice.